01 - Set oven to 375°F for optimal melting temperature.
02 - Place one scoop-style tortilla chip into each cup of a mini muffin tin, pressing gently to form stable cup shapes.
03 - Distribute shredded cheddar and Monterey Jack cheeses evenly among all tortilla cups.
04 - Top each cup with black beans, diced cherry tomatoes, black olives, jalapeño slices, and red onion.
05 - Bake for 8–10 minutes until cheese is completely melted and edges are slightly crispy.
06 - Let cups rest in muffin tin for 2–3 minutes to set before removing.
07 - Top each cup with a small dollop of sour cream and sprinkle with fresh cilantro.
08 - Arrange on serving platter and pass with salsa and guacamole on the side.