01 - Preheat oven to 400°F. Lightly grease a baking dish with cooking spray or butter.
02 - Cook bacon in a skillet over medium heat until crispy, approximately 5-7 minutes. Drain on paper towels and crumble once cooled.
03 - In a medium bowl, combine cream cheese, ranch seasoning, minced garlic, and black pepper. Mix until smooth and fully incorporated.
04 - Place chicken breasts in the prepared baking dish. Spread cream cheese mixture evenly over each breast, covering completely.
05 - Sprinkle shredded cheddar cheese over the cream cheese layer, followed by the crumbled bacon.
06 - Bake for 25 minutes, or until chicken reaches an internal temperature of 165°F and cheese is bubbly and golden.
07 - Remove from oven and garnish with sliced green onions, additional shredded cheese, and chopped chives if desired. Serve immediately while hot.